Protect EV lending with verified battery health
An electric vehicle's battery is its single most valuable asset. VitalVIN provides independent AVILOO state of health diagnostics to help credit unions and banks underwrite used EV loans with absolute confidence and objective data.
Tailored solutions for financial institutions
Integrate transparent battery history into your lending workflow. Our independent verification safeguards your loan collateral and protects your members from unexpected post-purchase depreciation.
Loan underwriting
Verify actual battery capacity and degradation before finalizing valuation, loan terms, and loan-to-value ratios on used EV purchases.
Refinancing protection
Assess the real-time condition of an electric vehicle's primary component when refinancing, ensuring your collateral accurately reflects market worth.
Member pilot programs
Host branch car-buying clinics and on-site testing events that empower members with transparent, educational vehicle health evaluations.
Smarter collateral risk management
Traditional vehicle history reports overlook the powertrain of the future. VitalVIN bridges the gap by linking certified, independent battery diagnostics directly to the vehicle identification number.
Objective data beyond mileage and cosmetics
Odometer readings and visual inspections cannot reveal hidden cell degradation or irregular charging abuse. VitalVIN delivers an independent State of Health (SOH) rating alongside comprehensive battery performance analytics. Designed to complement existing valuation guides and credit tools, our reports ensure your risk team bases decisions on verified engineering data rather than speculative estimates.
See what your lending team would receive
Review an authentic sample report to inspect the exact metrics, graphs, and verification seals delivered for every vehicle. From initial risk review to member education, discover how seamless it is to bring transparency to electric vehicle financing.
